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Use this Taiwan mortgage calculator to estimate your monthly housing loan payments. Whether you're a local resident or a foreigner planning to invest in real estate in Taiwan, this tool helps you understand the cost of borrowing based on current mortgage interest rates, loan terms, and down payments.
Not sure if you can get a mortgage as a foreigner?
Taiwanese banks have different rules for ARC, APRC, and foreign income.
👉 Check your mortgage eligibility first.🏡 Buying property in Taiwan as a foreigner?
Get a step-by-step plan based on your situation
👉 Start my buying planSimply enter the property price, your desired down payment (in % or number), the loan term, and the current interest rate. The calculator instantly estimates your monthly repayment based on typical Taiwanese bank formulas. You can adjust the figures to see how different scenarios affect your mortgage.
Yes, foreigners can apply for mortgages in Taiwan, but it's more likely to be approved if you have an ARC (Alien Resident Certificate) and a stable income. Without an ARC, banks may require larger down payments or local guarantors.
Typically, down payments range from 20% to 30% of the property's value. Foreigners may be asked for higher down payments depending on the bank and residency status.
Mortgage interest rates in Taiwan vary between 1.5% and 2.5% annually, depending on the bank, loan amount, and borrower profile. Some banks offer promotional rates for new home buyers.
Ready to find your dream home? Browse homes for sale in Taiwan