Mortgage calculator in Taiwan

Use this Taiwan mortgage calculator to estimate your monthly housing loan payments. Whether you're a local resident or a foreigner planning to invest in real estate in Taiwan, this tool helps you understand the cost of borrowing based on current mortgage interest rates, loan terms, and down payments.

How this Taiwan mortgage calculator works

Simply enter the property price, your desired down payment (in % or number), the loan term, and the current interest rate. The calculator instantly estimates your monthly repayment based on typical Taiwanese bank formulas. You can adjust the figures to see how different scenarios affect your mortgage.

FAQ: About Mortgages in Taiwan

Yes, foreigners can apply for mortgages in Taiwan, but it's more likely to be approved if you have an ARC (Alien Resident Certificate) and a stable income. Without an ARC, banks may require larger down payments or local guarantors.

Typically, down payments range from 20% to 30% of the property's value. Foreigners may be asked for higher down payments depending on the bank and residency status.

Mortgage terms in Taiwan typically range from 20 to 30 years, though shorter terms are possible. Interest rates can be fixed, floating, or a combination of both.

Mortgage interest rates in Taiwan vary between 1.5% and 2.5% annually, depending on the bank, loan amount, and borrower profile. Some banks offer promotional rates for new home buyers.