Phoenix Arizona relocation guide for Taiwanese TSMC employees
Phoenix, Arizona has quickly grown into a major tech hub thanks to TSMC’s large semiconductor fabs. With engineers, technicians, and their families relocating here, a growing Taiwanese community is forming. From Taiwanese restaurants to Mandarin programs in local schools. For many TSMC employees, moving to Phoenix is not just a job transfer, it’s a chance to settle into a supportive, familiar community.
We partner with experienced, Chinese-speaking local agents to provide trusted, stress-free guidance. Our local partner agents understand Taiwanese relocation needs and TSMC employee requirements, helping you navigate the U.S. real estate market with confidence and peace of mind.
Phoenix living — Where Taiwanese families are settling
Many TSMC employees and their families choose neighborhoods in northern and northwest Phoenix suburbs such as Peoria, Glendale, Surprise, and Deer Valley areas known for:
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1Good access to the fab and major highways
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2Excellent schools and Mandarin immersion or language programs
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3Family‑friendly amenities, shopping, parks, and services
These are areas where community life for Taiwanese expats is growing, with restaurants, markets, and local services starting to reflect Asian tastes and needs
Buying property in Phoenix, Arizona – What you need to know
Valid passport
Primary identification for all international transactions.
Tax ID / ITIN
If you don’t have an SSN, you may need an ITIN for tax reporting. Requirements may vary based on your specific tax status.
Proof of funds (POF)
Bank statements (U.S. or international) showing liquid cash. The required amount and verification process depend on the final purchase price and lender requirements.
U.S. bank account (recommended)
To ensure a smooth and timely closing, using a U.S.-based bank account is highly recommended. While some Title Companies may facilitate international wire transfers, having a local account helps avoid potential processing delays and simplifies the payment of future recurring costs (such as HOA and utilities). Final acceptance of fund sources is subject to Title Company and lender policies.
Employment proof
Required only if applying for a mortgage, documents required depend entirely on the specific loan program you choose.
💡 Tip: Many international buyers often complete purchases in cash, but if financing is needed, working with a local agent and bank early can help explore the best available options. Establishing a U.S. bank account and building some local credit history can assist in this process.
Loan programs
Foreign national loans are available. Down payment requirements (commonly 30%-40%) and interest rates are subject to change based on market conditions and individual credit profiles. Local partner agents can help you explore mortgage options that may be suitable for international buyers.
Credit history
While some lenders accept international credit, each financial institution has its own unique underwriting guidelines.
Property taxes
Roughly 0.5%–0.7% in Maricopa County, but this is an estimate only; actual tax rates vary by specific school district and city zoning.
HOA fees
Many Phoenix communities have HOA fees. These amounts are determined by individual communities and are subject to periodic adjustments.
FIRPTA
Foreign sellers may be subject to a 10-15% tax withholding. Consult with a qualified tax professional as specific exemptions may apply. For most buyers, your local agent can help coordinate tax professionals if needed
Rental considerations for international investors
Non-U.S. residents planning to rent out their property are usually advised to use a licensed property management company. This helps ensure compliance with local laws, proper tax reporting, and professional handling of tenants. Your local partner agent can provide trusted recommendations if needed.
⚠️ Disclaimer: The information provided above is for general informational purposes only and does not constitute legal, financial, or tax advice. All numbers, percentages, and requirements are subject to change and may vary depending on individual circumstances, lender policies, and current local regulations. Please consult with certified professionals for your specific situation.
